HAAG Certified Reviewer Practice Exam 2026 – Complete Study Guide

The correct choice highlights the importance of objective and verifiable evidence in substantiating a claim of hail damage. Photographic documentation is crucial as it provides visual proof of the damage, demonstrating the specific impact of hail on surfaces such as roofs and vehicles. Meteorological records lend credibility to the claim by confirming the occurrence of hail events during relevant time frames, which helps establish a clear link between the weather and the reported damage. Inspection findings from qualified professionals, such as roofing experts, offer an in-depth analysis, reinforcing the evidence with their expertise and technical assessment of the damage.

In contrast, the other options primarily consist of less objective forms of evidence or documentation that may lack the necessary reliability or detail required for substantiating claims effectively. Eyewitness accounts and social media posts can be influenced by personal perceptions and may not provide concrete proof of damage. Insurance policy details and contracts focus more on coverage rather than the evidence of damage itself. Lastly, repair receipts and maintenance logs can demonstrate ongoing care and management but do not directly link to the initial impact of hail damage in a way that is as robust as the combination of photographic, meteorological, and inspection evidence. Thus, the elements in the correct choice serve to create a comprehensive and defensible claim.